Privacy-First Held-Away Account Aggregation for Registered Investment Advisors
HeldAway provides read-only open banking connection management, cash-flow normalization, and CRM synchronization exclusively for vetted Registered Investment Advisors (RIAs), wealth management practices, and their client households.
🔒 Strictly Read-Only Scope
HeldAway never sees, collects, or stores banking usernames or passwords, and never initiates ACH transfers or money movement.
🛡️ Zero Data Retention (ZDR)
Automated Named Entity Recognition (NER) PII scrubbing strips SSNs, unmasked account numbers, emails, and street addresses prior to analytics.
📜 CFPB Section 1033 Controls
Enforces phishing-resistant MFA prior to Plaid Link, 90-day consent lifecycles, and 1-click self-service account disconnection & data erasure.
Consumer Rights & Self-Service Disconnection
Clients of participating wealth management firms can review active bank connections, renew 90-day open banking authorizations, or permanently revoke and purge their connected data at any time through the HeldAway Client Security Portal or by emailing support@blackdogstrategy.ai.